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How does Flood Insurance work?

National Flood Insurance Program (NFIP)

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, condo owners/renters and commercial owners/renters if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.

Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk.

All policy forms provide coverage for buildings and contents. Typically, there’s a 30-day waiting period—from date of purchase—before your policy goes into effect. That means now is the best time to buy flood insurance.

Why Use Assurant Flood Solutions?

Assurant Flood Solutions is a trusted provider of private flood insurance in addition to being among the largest Write Your Own (WYO) companies for the National Flood Insurance Program (NFIP). We provide innovative tools backed by a team of in-house flood experts to help homeowners, businesses and agents Protect What Matters Most: Your family, your home and your way of life.

The National Flood Insurance Program is underwritten by American Bankers Insurance Company of Florida

Contact Us:

Assurant Flood Solutions
Flood Service Center
P.O. Box 4337
Scottsdale, AZ 85261

Have a Question or Comment?
Send us a message
 
P: 1.800.423.4403
F: 1.714.712.3842